The stock market is already concentrated — we’re just honest about it. Nearly half of the S&P 500 lives in its top few names, yet investors are told that picking five stocks is reckless while owning five hundred is “diversified.” FOYO5 flips that contradiction into clarity. We call it concentrated diversification: one stock per role, across clearly different market-cap tiers, so you participate where concentration already exists and diversify where it actually matters.
FOYO5 starts with a simple rule: pick one trillion-dollar leader, not two. At that scale, these companies tend to rise and fall similarly over a year, even if leadership rotates week to week. By forcing a single choice at the top, FOYO5 reduces noise, prevents false swaps, and shrinks the decision space fast — from the biggest companies on earth down to the rest of the market where discovery still matters.
This structure isn’t arbitrary. Economies, like teams, have roles: a dominant KING, a BANK, a payment layer, productive WORK, and the HOME where wants and needs meet. FOYO5 turns that reality into a lineup you can see, compare, and follow.
The market already behaves like a sport. Most years stay within a defined field. FOYO5 doesn’t gamify investing — it organizes it. Your Five can change anytime, but when you lock them for a week, a contest, or a season, they become a timestamped record of belief and curiosity.
Buying SPY or VOO is a reasonable default — FOYO5 doesn’t fight that. It starts from the same reality most investors overlook: the S&P 500 is already highly concentrated. FOYO5 makes that concentration visible and intentional by enforcing position discipline: one stock per market-cap tier. Below the top tier, FOYO5 creates real diversification — not by owning more names, but by forcing exposure to different sizes, roles, and growth paths.